HECS-HELP (HELP loan scheme)
HECS-HELP / Higher Education Loan Program (HELP)
Paid by Australian Government Department of Education / ATO · 🇦🇺 Australia
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 4 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
2 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
HECS-HELP is a loan scheme that helps eligible Commonwealth supported students pay their student contribution amounts; repayments are made through the tax system once income reaches the threshold.
https://www.studyassist.gov.au/help-loans/hecs-help
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.studyassist.gov.au
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Related reading: How to read a grant eligibility rule
Other education & training support in Australia
12 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Australian Apprenticeship Support Loans (AASL, formerly Trade Support Loans)
- Active and Creative Kids voucher
- VIC Camps, Sports and Excursions Fund
- QLD FairPlay vouchers
- Pensioner Education Supplement
- Assistance for Isolated Children
- Education Entry Payment (EdEP)
- Relocation Scholarship
- Adult Migrant English Program (AMEP)
- Free TAFE
- Free Kinder (Victoria)
- Free Kindy (Queensland)
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