Employee Savings Bonus
Arbeitnehmersparzulage für vermögenswirksame Anlagen (VL)
Paid by Finanzamt (Bund) · 🇩🇪 Germany
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
1 document you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
für Beteiligungen am Produktivkapital 20 Prozent der so angelegten vermögenswirksamen Leistungen, soweit diese 400 Euro jährlich nicht überschreiten [...] Diese betragen 40.000 Euro bei Ledigen oder getrennt Lebenden beziehungsweise 80.000 Euro bei zusammenveranlagten Ehegatten oder Lebenspartnern.
https://www.bundesfinanzministerium.de/Content/DE/Glossareintraege/A/arbeitnehmer-sparzulage.html
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.bundesfinanzministerium.de
Report an error Something wrong or out of date? Tell us.
Related reading: How to read a grant eligibility rule
Other tax relief support in Germany
8 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Riester State Subsidy for Private Pension
Zentrale Zulagenstelle für Altersvermögen (ZfA) bei der Deutschen Rentenversicherung
Housing Construction Premium
Bund (Auszahlung über Bausparkassen)
Volunteer Allowance
Bund (Finanzverwaltung)
Child Allowance and Care Allowance (income tax)
Finanzamt (Bund)
Relief Allowance for Single Parents
Finanzamt (Bund)
Tax Reduction for Household Services and Tradesperson Costs
Finanzamt (Bund)