ICO Credit Lines for Businesses & Entrepreneurs
Líneas ICO de financiación para empresas y emprendedores
Paid by Instituto de Crédito Oficial (ICO) · 🇪🇸 Spain
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
What this pays and the eligibility rules are part of the paid plan. Checking how much you're owed stays free.
Where this comes from
De 1 a 20 años con la posibilidad de hasta 3 años de carencia de principal.
https://www.ico.es/ico-empresas-y-emprendedores
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.ico.es
Report an error Something wrong or out of date? Tell us.
Related reading: How to read a grant eligibility rule
Other business & self-employment support in Spain
4 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
ENISA Participative Loans for Innovative SMEs
Empresa Nacional de Innovación (ENISA), Ministerio de Industria y Turismo
MicroBank Social Microcredits
MicroBank (CaixaBank)
Tarifa Cero Self-Employed Rebate (Madrid Region)
Comunidad de Madrid (Consejería de Economía)
Kit Digital Digitalisation Voucher
Red.es / Ministerio para la Transformación Digital
Flat-Rate Social Security Contribution for New Self-Employed
Tesorería General de la Seguridad Social (TGSS)
Kit Consulting Advisory Voucher
Red.es / Ministerio para la Transformación Digital