Support for Mortgage Interest (SMI) loan
Support for Mortgage Interest
Paid by Department for Work and Pensions (DWP) · 🇬🇧 United Kingdom
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 4 published rules this programme tests you against — age, income, residency, household and the rest.
What this pays and the eligibility rules are part of the paid plan. Checking how much you're owed stays free.
Where this comes from
Support for Mortgage Interest is a loan to help towards interest payments on your mortgage or loans taken out for certain repairs and improvements to your home.
https://www.gov.uk/support-for-mortgage-interest
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.gov.uk
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Related reading: How to read a grant eligibility rule
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