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Local Authority Home Loan

Local Authority Home Loan (Iasacht Tithíochta Údaráis Áitiúil)

Paid by Local authorities (funded by Housing Finance Agency) · 🇮🇪 Ireland

Check what you're owed

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Email and a six-digit code, then €50 a year. No password to forget.

Who qualifies

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The 6 published rules this programme tests you against — age, income, residency, household and the rest.

The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.

3 documents you'll need

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Exactly what to gather before you start, so nothing sends you back to the beginning.

Where this comes from

as a single applicant have an annual gross income of not more than €80,000 (gross). as joint applicants have an annual gross income of not more than €85,000 (gross)

https://localauthorityhomeloan.ie/eligibility/

A researcher has read this record against the official page.

Last checked against the official page on 5 October 2026

Source: localauthorityhomeloan.ie

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Related reading: How to read a grant eligibility rule

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