Unclaimed benefits & grants in Poland
122 real support programmes from national, regional and city bodies — each with the published eligibility rules, an official source and the date we last checked it. 20 of them pay out automatically; the other 102 need an application.
Family & children
20 family & children programmes18 more family & children programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Family allowance
- One-off supplement to family allowance for the birth of a child
- One-off childbirth grant ("becikowe")
- Family allowance supplement for single parents
- Family allowance supplement for large families (3+ children)
- Maintenance (alimony) fund benefits
- Parental benefit for persons without maternity allowance entitlement
- Maternity allowance (social insurance)
- Active Parents at Work benefit
- Subsidy for crèche/children's club fees ("Active in the crèche")
- Active at Home childcare benefit
- Carer's benefit for parents/carers of persons with disabilities
- Special care allowance for carers of persons with significant disability
- Allowance for a carer of a person with disability (art. 16 ustawy o świadczeniach rodzinnych)
- One-off "For Life" benefit after birth of a child with severe and irreversible disability
- Large Family Card (3+ children) discount scheme
- Care allowance for looking after a child or family member
- Supplement to family allowance for child-care leave
Income support
19 income support programmes17 more income support programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Supporting benefit for adults with disabilities (WZON 70–100 points)
- Nursing (care) allowance for persons with disability and persons 75+
- Nursing supplement to pension (75+ or totally incapable of independent existence)
- Parental complementary benefit for parents who raised 4+ children
- 13th pension (additional annual cash benefit for pensioners)
- 14th pension (second additional annual benefit)
- Annual indexation of pensions (from 1 March)
- Minimum pension guarantee (top-up to the statutory minimum)
- Sickness allowance
- Rehabilitation benefit after exhaustion of sickness allowance
- Survivor's (family) pension
- Permanent allowance (social assistance)
- Periodic allowance (social assistance)
- Targeted (earmarked) grants from social assistance
- In-kind assistance: meals, shelter, clothing for persons in need
- Pre-retirement benefit
- Independence assistance for care-leavers (social assistance)
Tax relief
16 tax relief programmes14 more tax relief programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- PIT exemption for parents raising at least 4 children
- PIT exemption for working seniors who defer their pension
- Return relief – PIT exemption for repatriating tax residents
- Thermomodernisation tax relief for homeowners
- IKZE (individual retirement security account) tax deduction
- Rehabilitation tax relief for persons with disabilities and their supporters
- Preferential joint taxation for single parents
- R&D tax relief (100%/150%/200% of eligible costs)
- IP Box – 5% tax rate on qualified intellectual property income
- Robotisation tax relief (additional 50% deduction)
- Health contribution deduction for flat-tax entrepreneurs
- Blood-donation tax relief
- Market-expansion tax relief (PIT/CIT)
- Prototype tax relief (PIT/CIT)
Transport
14 transport programmes12 more transport programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Rail discounts for large families ("Rodzina" offer and Large Family Card)
- Free public transport in Warsaw for persons aged 70+
- Warsaw "Senior Ticket" – annual pass for residents aged 65–69
- Pomeranian "Mobile Senior" half-year rail ticket (age 70+)
- Free municipal transport in Kraków for persons aged 70+
- Free municipal transport for honoured blood and transplant donors
- Warsaw Young Resident's Card (cheaper ZTM passes and discounts)
- Gdańsk Resident's Card
- Kraków Resident's Card
- Wrocław — free public transport from age 65
- Poznań — free/discounted ZTM transport for honourable blood donors
- Poznań — free ZTM transport for care-benefit and social-pension recipients
Education & training
12 education & training programmes10 more education & training programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Social (means-tested) scholarship for university students
- Emergency grant for students in temporary hardship
- Minister's scholarship for outstanding achievements (students)
- Sports scholarship for student athletes
- Regional (voivodeship) scholarships for talented pupils and students
- Scholarship and Training Fund for pupils with disabilities
- International Student Identity Card (ISIC) discounts
- Government textbook subsidy programme for pupils with disabilities (2026-2028)
- Doctoral scholarship in doctoral schools
- Młoda Polska scholarships for young artists
Health & care
12 health & care programmes10 more health & care programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Government IVF reimbursement programme 2024–2028
- Guaranteed health benefits under the National Health Fund
- Free mandatory vaccinations (National Immunisation Programme)
- NFZ preventive health programmes (incl. "Prevention 40 PLUS")
- Reimbursement of medical devices (orthopaedic, stoma, incontinence supplies)
- Comprehensive medical care for mother and child ("For Life")
- Free flu vaccination (children, seniors 65+, pregnant women)
- Free RSV, shingles and pneumococcal vaccines for seniors 65+
- Free mental-health support — Mental Health Centres (no referral needed)
- Medical rehabilitation under ZUS disability-prevention scheme
Business & self-employment
10 business & self-employment programmes8 more business & self-employment programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- EU grants for businesses (European Funds 2021–2027)
- SMART Path grants for R&D and innovation implementation
- BGK de minimis loan guarantees for SMEs
- Export credit guarantees and insurance from the state export credit agency
- National Science Centre research grants
- National Centre for Research and Development grants and loans for innovation
- National Training Fund — training co-financing for employers
- PFRON monthly wage subsidies for employees with disabilities
Work & employment
7 work & employment programmes5 more work & employment programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Housing & rent
6 housing & rent programmes4 more housing & rent programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Energy & utilities
6 energy & utilities programmes4 more energy & utilities programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Regions covered: Dolnośląskie · Gdańsk · Kraków · Łódzkie · Małopolskie · Mazowieckie · Podkarpackie · Pomorskie · Poznań · Śląskie · Warszawa · Wielkopolskie · Wrocław. City and regional schemes are the ones people miss most — if yours isn't listed, the national programmes above still apply.