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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Win-Win Loan

Winwinlening

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€300,000

Subordinated loan from private individuals to a Flemish SME: up to EUR 75,000 per lender and EUR 300,000 per borrower; 5-10 years; lender gets a 2.5% annual tax credit on outstanding capital (plus 30% one-off on insolvency); 2026 interest 2.25%-4.5%.

Funder

PMV/z (Participatiemaatschappij Vlaanderen)

public · regional

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Borrower must be an SME or self-employed person with an operating seat in Flanders; the lender must be a Flemish resident who is not an existing shareholder.

How to apply

  1. Agree terms with a private lender
  2. Register the loan with PMV/z within the statutory period — link

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.pmv.eu/en/product/win-win-loan/

"Everyone wins with the Win-Win Loan: as an entrepreneur, you can borrow up to 300,000 euros easily and affordably through private investors, friends or family"

Last checked against the official page on 5 October 2026

Source: www.pmv.eu

Report an error Something wrong or out of date? Tell us.

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