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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

ERP Digitalisation and Innovation Loan (380/381)

ERP-Digitalisierungs- und Innovationskredit (380/381)

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€25,000,000

Current KfW product is the ERP-Förderkredit Digitalisierung (511/512): up to EUR 7.5m (stage 1) or EUR 25m (stages 2 and 3); investment and running costs; optional 50% risk assumption by KfW (512); ERP grant of 3% (stage 2) or 5% (stage 3) of the loan, max EUR 200,000. Applied for via the house bank before project start.

Funder

KfW Bankengruppe

public · national

Deadline: Open all year — Rolling, via the house bank before the project starts.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Freelancers, sole traders, SMEs (<250 staff, <=EUR 50m turnover or EUR 43m balance sheet) and mid-caps up to EUR 500m group turnover; seat in Germany. Stage 1 requires the KfW Digitalisierungs-Check first. Innovation-only projects are covered by a separate KfW Innovation Förderkredit.

How to apply

  1. Contact a house bank / financing partner. — link
  2. Submit the application before the project starts.
  3. KfW decides; contract signed with the house bank.

What you will need

Apply on the funder's site

Source. https://www.kfw.de/inlandsfoerderung/Unternehmen/Innovation-und-Digitalisierung/F%C3%B6rderprodukte/ERP-F%C3%B6rderkredit-Digitalisierung-(511-512)/

"Kreditbetrag: bis zu 25 Mio. Euro in den Stufen 2 und 3 ... Zuschuss bis zu 5 %"

Last checked against the official page on 5 October 2026

Source: www.kfw.de

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