Skip to content
Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

ON – Beyond New zero-interest enterprises

ON – Oltre Nuove imprese a tasso zero

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€3,000,000

Projects up to EUR 3m; funding up to 90% of costs as zero-rate loan repayable over 10 years. Grant (fondo perduto) component exhausted: for applications from 1 July 2026 only the subsidised loan is granted.

You must co-fund 10%. Work out the cash you need

Funder

Invitalia S.p.A., for the Ministero delle Imprese e del Made in Italy

public · national

Deadline: Open all year — Applications accepted through Invitalia's online area; no closing date stated.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

You fund 10% yourself.

Who can apply

Companies incorporated up to 60 months or natural persons planning one; majority (by number and shares) aged 18-35 or women of any age. Sectors: production, services, commerce, tourism.

How to apply

  1. Confirm ownership structure: people aged 18-35 or women of any age must hold more than 50% of both the shareholders and the equity. — link
  2. Prepare the business plan with eligible costs up to EUR 3 million.
  3. Submit the application through the Invitalia reserved area (invitalia-areariservata-fe.npi.invitalia.it). — link
  4. If the project passes the first screening, complete the second-phase evaluation documentation. — link

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.invitalia.it/incentivi-e-strumenti/ON-nuove-imprese-tasso-zero

"Per le domande presentate dal 1° luglio 2026 le agevolazioni verranno quindi concesse nella sola forma del finanziamento agevolato."

Last checked against the official page on 5 October 2026

Source: www.invitalia.it

Report an error Something wrong or out of date? Tell us.

Similar programmes

SIMEST Digital or Green Transition loan (incl. AI and Quantum Computing section)

Status not published

SIMEST S.p.A. (Gruppo CDP)

SIMEST Foreign Market Entry loan

Status not published

SIMEST S.p.A. (Gruppo CDP)

Smart&Start Italia

Open continuously

Invitalia S.p.A.

Smart&Start Italia – zero-interest loans for innovative startups

Open continuously

Invitalia S.p.A. (Agenzia nazionale per l'attrazione degli investimenti), for the Ministero delle Imprese e del Made in Italy

Nuova Sabatini (capital goods loan with interest subsidy)

Status not published

Ministero delle Imprese e del Made in Italy (MIMIT), with participating banks and Cassa Depositi e Prestiti

SIMEST International E-commerce loan

Status not published

SIMEST S.p.A. (Gruppo CDP)

Paid, separate from Unclaimed

Want a human to review your application?

Involve Consulting can help — a paid expert-review service run by the same person behind Unclaimed, entirely separate from this free check. A flat fee, agreed up front; never a cut of what you receive.

Talk to Involve Consulting