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Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Innovation Credit

Innovatiekrediet

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€10,000,000

Maximum credit of EUR 10 million for technical development projects and EUR 5 million for clinical development projects. For small companies RVO finances a maximum of 45% of development costs (50% when the project is carried out in collaboration); the applicant must finance at least 55% from other sources. Total 2026 budget EUR 50,000,000. The credit is repaid only if the project succeeds.

You must co-fund 55%. Work out the cash you need

Funder

Rijksdienst voor Ondernemend Nederland (RVO)

public · national

Deadline: Open all year — 'Open voor aanvragen' — applications are accepted year-round while budget lasts.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

You fund 55% yourself.

Who can apply

Both SMEs and large enterprises qualify; the 45%/50% financing percentages quoted here are the rates for small companies. The product must be ready for the market within five years.

How to apply

  1. Check that the project has high technical or clinical risk and that the product can be brought to market within 5 years. — link
  2. Secure at least 55% of the development costs from other sources.
  3. Submit the application to RVO with the business case and financing plan.
  4. Report progress to RVO during the project; at completion RVO determines 'het subsidiebedrag en het aflossingsschema' (the amount and the repayment schedule).

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.rvo.nl/subsidies-financiering/innovatiekrediet

"Open voor aanvragen ... maximaal 45% (zonder samenwerking) / maximaal 50% (met samenwerking) ... € 10 miljoen (technisch) / € 5 miljoen (klinisch) ... budget € 50.000.000."

Last checked against the official page on 14 August 2026

Source: www.rvo.nl

Report an error Something wrong or out of date? Tell us.

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