P7 – Micro-loans
P7 – Mikrokrediti
Closed for now
The funder has not said when this reopens.
Direct SPS micro-credit EUR 5,000 to 25,000, 100% cover of eligible costs; term 2-5 years, moratorium 1-6 months, interest 37.5% of 6-month EURIBOR + 0.8% fixed margin; no processing fees; secured with 8 promissory notes; de minimis aid. EUR 10 million allocated.
You must co-fund 0%.
Slovenski podjetniški sklad (SPS)
public · national
Deadline: Fixed cut-off dates — P7-2 2026 micro-credit call (published 8 May 2026) closed 29 May 2026 at 14:00; an earlier P7 2026 call was published in January 2026. Applications via SPS ePortal.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Stage: seed and Series A
- Locally registered entity required
Micro, small or medium enterprise seated in Slovenia (company, sole trader or co-operative), at least 1 full-time employee, established before 1 Jan 2025 and operating under same tax number for at least 6 months, not in difficulty, de minimis aid.
Related reading: How grant deadlines actually work
Source. https://www.podjetniskisklad.si/p7-2-2025-mikrokrediti-2025-2/
"Neposreden mikrokredit SPS od 5.000 do 25.000 EUR mikrokredita pod ugodnimi posojilnimi pogoji"
Last checked against the official page on 5 October 2026
Source: www.podjetniskisklad.si
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