Skip to content
Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Business and Industry (B&I) Loan Guarantees

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
$25,000,000

Loan guarantee: 85% for requests under US$5,000,000; 80% for US$5,000,000 or more. Applications come through lenders via USDA local offices year-round.

Funder

U.S. Department of Agriculture, Rural Development

public · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

The business must be located in a rural area with population of 50,000 or less. Applies through a lender; borrower equity of at least 10% (20% for start-ups) is normally required.

How to apply

  1. Find a commercial lender willing to originate a B&I guaranteed loan
  2. The lender applies to USDA Rural Development for the guarantee

Related reading: How grant deadlines actually work · UEI and SAM.gov registration, explained

Apply on the funder's site

Source. https://www.rd.usda.gov/programs-services/business-programs/business-and-industry-guaranteed-loan

"Applications requesting less than $5,000,000 will receive an 85 percent guarantee. Applications are accepted from lenders through USDA local offices year-round."

Last checked against the official page on 5 October 2026

Source: www.rd.usda.gov

Report an error Something wrong or out of date? Tell us.

Similar programmes

SBA 504 Loan Program

Open continuously

U.S. Small Business Administration

California Capital Access Program (CalCAP) for Small Business

Open continuously

California Pollution Control Financing Authority (California State Treasurer's Office)

Texas Product Development and Small Business Incubator Fund

Open continuously

Texas Economic Development Bank, Office of the Governor (Texas Economic Development and Tourism Office)

Washington Community Economic Revitalization Board (CERB) Loans and Grants

Open continuously

Washington State Community Economic Revitalization Board

Pennsylvania Industrial Development Authority (PIDA) Loans

Open continuously

Pennsylvania Department of Community and Economic Development

Advantage Illinois

Open continuously

Illinois Department of Commerce and Economic Opportunity (DCEO)

Paid, separate from Unclaimed

Want a human to review your application?

Involve Consulting can help — a paid expert-review service run by the same person behind Unclaimed, entirely separate from this free check. A flat fee, agreed up front; never a cut of what you receive.

Talk to Involve Consulting