Public Service Loan Forgiveness
Public Service Loan Forgiveness (PSLF)
Paid by U.S. Department of Education, Federal Student Aid · 🇺🇸 United States
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
2 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Extracted from the official source, not yet re-read by a human.
Not yet re-checked against the official page — this record was extracted on 12 August 2026 and may be out of date. Check the source before you rely on it.
Source: studentaid.gov
Report an error Something wrong or out of date? Tell us.
Related reading: How to read a grant eligibility rule
Other education & training support in United States
17 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Lifetime Learning Credit
- Federal Pell Grant
- FSEOG
- Federal Work-Study Program
- New York Excelsior Scholarship
- New York Tuition Assistance Program
- Post-9/11 GI Bill (Chapter 33)
- Cal Grant
- Tuition Aid Grant (TAG) (New Jersey)
- Monetary Award Program (MAP) Grant (Illinois)
- Free Community College: MassReconnect and MassEducate (Massachusetts)
- MASSGrant and MASSGrant Plus (Massachusetts)
- Washington College Grant (WA Grant)
- Bright Futures Scholarship (Florida)
- HOPE Scholarship (Georgia)
- Georgia's Pre-K Program
- Dual Enrollment Program (Georgia)
Similar programmes
Federal Pell Grant
U.S. Department of Education, Federal Student Aid
FSEOG
U.S. Department of Education, Federal Student Aid
Washington College Grant (WA Grant)
Washington Student Achievement Council (WSAC)
Cal Grant
California Student Aid Commission
Bright Futures Scholarship (Florida)
Florida Department of Education, Office of Student Financial Assistance
HOPE Scholarship (Georgia)
Georgia Student Finance Commission