Unclaimed benefits & grants in India
100 real support programmes from national, regional and city bodies — each with the published eligibility rules, an official source and the date we last checked it. 9 of them pay out automatically; the other 91 need an application.
Education & training
33 education & training programmes31 more education & training programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- PM-YASASVI Post-Matric Scholarship for OBC, EBC and DNT students
- Merit-cum-Means Scholarship for minority community students
- Prime Minister's Scholarship Scheme for wards of CAPF/Assam Rifles and police personnel
- PM POSHAN (free hot cooked mid-day meal in schools)
- Scheme of Free Coaching for SC and OBC students
- PM eVIDYA / DIKSHA (free digital learning content)
- Central Sector Interest Subsidy on education loans (CSIS)
- Tamil Nadu Chief Minister's Breakfast Scheme
- Tamil Nadu Pudhumai Penn (₹1,000/month for college-going girls from government schools)
- West Bengal Kanyashree Prakalpa (scholarships to keep girls in school)
- Gujarat Mukhyamantri Yuva Swavalamban Yojana (MYSY scholarship)
- National Overseas Scholarship (NOS) for SC, DNT, landless agricultural labourer and traditional artisan students to study abroad
- PM-Vidyalaxmi collateral-free education loans with interest subvention
- Central Sector Scholarship of Top Class Education for SC Students
- AICTE Swanath Scholarship for orphans, Covid-orphans and wards of martyred armed forces personnel
- AICTE Pragati Scholarship for Girl Students (Degree)
- AICTE Pragati Scholarship for Girl Students (Diploma)
- AICTE Saksham Scholarship for Specially-Abled Students (Degree)
- AICTE Saksham Scholarship for Specially-Abled Students (Diploma)
- UGC National Scholarship for Post Graduate Studies
- Ishan Uday Special Scholarship Scheme for North Eastern Region
- National Means-cum-Merit Scholarship Scheme (NMMSS) for Class 9-12
- Financial Assistance for Education to wards of Beedi, Cine, Iron/Manganese/Chrome Ore, Limestone/Dolomite and Mica workers
- National Scholarship for Higher Education of ST Students (Ministry of Tribal Affairs)
- PM-USP Central Sector Scheme of Scholarship for College and University Students (CSSS)
- Ambedkar Overseas Vidya Nidhi (SC students)
- Ambedkar Overseas Vidya Nidhi (ST students)
- Chief Minister's Overseas Scholarship Scheme (Minorities)
- Mahatma Jyothiba Phule Overseas Vidya Nidhi (BC and EBC students)
- Namo Lakshmi Yojana
- Vidyasiri Food and Accommodation Scholarship
Income support
27 income support programmes25 more income support programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Atal Pension Yojana (guaranteed pension for unorganised workers)
- PM Jeevan Jyoti Bima Yojana (₹2 lakh life insurance at ₹436/year)
- PM Suraksha Bima Yojana (₹2 lakh accident insurance at ₹20/year)
- NFSA / PMGKAY free food grains through ration shops
- Annapurna Scheme (10 kg free food grains for destitute seniors)
- Indira Gandhi National Old Age Pension Scheme
- Indira Gandhi National Widow Pension Scheme
- Indira Gandhi National Disability Pension Scheme
- PM Shram Yogi Maan-dhan (₹3,000 monthly pension for unorganised workers)
- Pradhan Mantri Fasal Bima Yojana (crop insurance)
- Karnataka Gruha Lakshmi (₹2,000/month to women heads of household)
- Karnataka Anna Bhagya (free rice plus cash top-up)
- Karnataka Yuva Nidhi (unemployment allowance for youth)
- Delhi doorstep delivery of ration (Mukhya Mantri Ghar Ghar Ration Yojana)
- Kalaignar Magalir Urimai Thogai (₹1,000/month to women heads of family)
- Maharashtra Mukhyamantri Mazi Ladki Bahin Yojana (₹1,500/month)
- Telangana Rythu Bandhu (₹5,000 per acre per season investment support)
- Telangana Mahalakshmi Scheme (₹2,500/month to eligible women)
- West Bengal Lakshmir Bhandar (monthly allowance to women)
- Kerala social welfare pensions (old age, widow, disability and others)
- National Family Benefit Scheme (NFBS) lump sum on death of the breadwinner
- Rythu Bima (Farmer Life Insurance)
- Shravan Bal Seva State Pension Scheme
- Krishak Bandhu Scheme
- Delhi Old Age Pension
Health & care
8 health & care programmes6 more health & care programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- West Bengal Swasthya Sathi (₹5 lakh cashless health cover)
- Kerala Karunya Arogya Suraksha Padhathi (state health assurance, integrated with PM-JAY)
- Ayushman Vay Vandana free health cover for senior citizens aged 70 and above
- Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY)
- Mukhyamantri Amrutum (MA) Yojana
- Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS)
Family & children
8 family & children programmes6 more family & children programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Energy & utilities
7 energy & utilities programmes5 more energy & utilities programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Business & self-employment
7 business & self-employment programmes5 more business & self-employment programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Stand-Up India (bank loans for SC/ST and women entrepreneurs)
- Prime Minister's Employment Generation Programme (margin-money subsidy for new micro-units)
- Kisan Credit Card (concessional crop and allied-activity credit)
- Modified Interest Subvention Scheme for short-term crop loans
- Startup India Seed Fund Scheme
Work & employment
4 work & employment programmes2 more work & employment programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Transport
4 transport programmes2 more transport programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Housing & rent
2 housing & rent programmesRegions covered: Arunachal Pradesh · Assam · Delhi NCT · Gujarat · Karnataka · Kerala · Maharashtra · Manipur · Meghalaya · Mizoram · Nagaland · Sikkim · Tamil Nadu · Telangana · Tripura · Uttar Pradesh · West Bengal. City and regional schemes are the ones people miss most — if yours isn't listed, the national programmes above still apply.