Kisan Credit Card (concessional crop and allied-activity credit)
किसान क्रेडिट कार्ड (KCC)
Paid by Ministry of Finance / all scheduled banks and cooperatives · 🇮🇳 India
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
4 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
KCC provides revolving crop credit at 7% (effectively 4% on prompt repayment) for limits up to ₹3 lakh.
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2238004®=3&lang=1
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.pib.gov.in
Report an error Something wrong or out of date? Tell us.
Related reading: How to read a grant eligibility rule
Other business & self-employment support in India
4 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Modified Interest Subvention Scheme for short-term crop loans
Ministry of Agriculture / RBI-implemented through banks
Prime Minister's Employment Generation Programme (margin-money subsidy for new micro-units)
Ministry of MSME / Khadi and Village Industries Commission
PM Street Vendor's AtmaNirbhar Nidhi (micro-credit for street vendors)
Ministry of Housing and Urban Affairs (implemented by SIDBI)
Pradhan Mantri Awas Yojana – Urban 2.0 (urban housing assistance)
Ministry of Housing and Urban Affairs, Government of India
PM Vishwakarma (support for traditional artisans and craftspeople)
Ministry of Micro, Small and Medium Enterprises, Government of India
Startup India Seed Fund Scheme
DPIIT, Ministry of Commerce and Industry, Government of India