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Unclaimed
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Loans

Emirates Development Bank Credit Guarantee Scheme

مصرف الإمارات للتنمية - برنامج ضمان الائتمان

Status

Status not published

Rolling, through EDB directly or via partner banks.

Open now
Amount
10,000,000 AED

EDB guarantees a share (commonly up to 85%) of loans made by partner banks to UAE SMEs and startups in priority industrial sectors, with facilities up to around AED 10 million. EDB also lends directly from AED 100,000 upwards.

Funder

Emirates Development Bank (EDB)

public · national

Deadline: Open all year — Rolling, through EDB directly or via partner banks.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

UAE-licensed companies in EDB's five priority sectors: manufacturing, healthcare, infrastructure, food security and technology.

How to apply

  1. Apply via the EDB digital banking platform or a partner bank.
  2. Provide financials and the project plan.
  3. Credit assessment.
  4. Facility issued with the EDB guarantee.

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://edb.gov.ae/solutions/credit-guarantee-scheme

"Companies are using credit guarantees from EDB to facilitate small business loans by providing assurance to lenders, so a limited credit history or collateral doesn't prevent access financing."

Last checked against the official page on 5 October 2026

Source: edb.gov.ae

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Paid, separate from Unclaimed

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