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Unclaimed
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Loans

Khalifa Fund - Khutwa (start-up finance)

صندوق خليفة لتطوير المشاريع - خطوة

Status

Status not published

Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.

Open now
Amount
3,000,000 AED

Interest-free start-up financing for Emirati-owned businesses. The Khutwa product has historically covered projects up to around AED 3 million, with smaller tiers (Bidaya, Zeyada) for micro and expansion projects.

Funder

Khalifa Fund for Enterprise Development (Abu Dhabi)

public · regional

Deadline: Open all year — Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

Restricted to UAE nationals (Emiratis), with the founder required to work full time in the business. Some Khalifa Fund programmes extend to Abu Dhabi residents.

How to apply

  1. Register on the Khalifa Fund portal.
  2. Complete the business plan and feasibility study (training support is provided).
  3. Credit and feasibility review.
  4. Finance agreement and staged disbursement with post-finance mentoring.

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.khalifafund.ae/

Not yet re-checked against the official page — this record was extracted on 14 August 2026 and may be out of date. Check the source before you rely on it.

Source: funder's homepage — the programme page was not found

Report an error Something wrong or out of date? Tell us.

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Paid, separate from Unclaimed

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