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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

InvestEU SME Window (guarantees and equity via financial intermediaries)

InvestEU - SME Window

Status

Status not published

Continuous. Financial intermediaries are selected via EIF calls for expression of interest; SMEs apply to the intermediary at any time.

Open now
Amount
Not published

Not a grant and not applied for directly. InvestEU provides an EU budget guarantee that lets banks, guarantee institutions, leasing companies, venture debt providers and VC funds lend to or invest in SMEs on better terms. Founders access it by borrowing from an accredited local intermediary, which discloses InvestEU backing in the loan documentation.

Funder

European Commission with the European Investment Bank Group (EIB, EIF) and other implementing partners

ppp · supranational

Deadline: Open all year — Continuous. Financial intermediaries are selected via EIF calls for expression of interest; SMEs apply to the intermediary at any time.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

SME or small mid-cap established in an EU Member State. Final eligibility and pricing are set by the intermediary.

How to apply

  1. Use the EIF or InvestEU 'find a financial intermediary' search for your country
  2. Apply for financing directly to that bank, guarantee body or fund
  3. The intermediary applies the InvestEU-backed terms (reduced collateral, longer tenor or lower rate) as part of its normal credit process

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://investeu.europa.eu/what-investeu-programme/investeu-fund_en

Last checked against the official page on 5 October 2026

Source: investeu.europa.eu

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