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Loans

Pradhan Mantri MUDRA Yojana (PMMY)

Status

Status not published

This funder does not publish a call calendar. Check their page before planning around it.

Open now
Amount
2,000,000 INR

Collateral-free loans to non-farm micro enterprises in four categories: Shishu up to INR 50,000, Kishore above INR 50,000 up to INR 5 lakh, Tarun above INR 5 lakh up to INR 10 lakh, and Tarun Plus above INR 10 lakh up to INR 20 lakh for borrowers who have repaid an earlier Tarun loan.

Funder

Micro Units Development and Refinance Agency (MUDRA) Ltd / Department of Financial Services

public · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Indian citizens running or setting up a non-farm income-generating micro enterprise in manufacturing, trading, services or allied agriculture, with credit need up to INR 20 lakh. DPIIT recognition is not required.

How to apply

  1. Apply at any bank, RRB, small finance bank, NBFC or MFI, or online via the Jan Samarth portal.
  2. Submit the business plan and KYC; no collateral is required.
  3. Lender sanctions and disburses; a MUDRA card may be issued for working capital.

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.pib.gov.in/PressReleasePage.aspx?PRID=2249942

"Collateral-free loans up to Rs 20 lakh for activities covering manufacturing, trading, services & allied agricultural activities. Tarun Plus category extends loans above Rs 10 lakh and up to Rs 20 lakh to borrowers who have successfully repaid previous loans under the Tarun category."

Last checked against the official page on 5 October 2026

Source: www.pib.gov.in

Report an error Something wrong or out of date? Tell us.

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Paid, separate from Unclaimed

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