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Unclaimed
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Loans

Stand-Up India Scheme

Status

Status not published

Rolling via bank branches. The 2025 PIB note describes the scheme in the past tense and does not state a validity period or extension; confirm current availability with a bank branch or standupmitra.in.

Open now
Amount
10,000,000 INR

Composite loan (term loan plus working capital) between INR 10 lakh and INR 1 crore for setting up a greenfield enterprise, covering up to 85% of project cost. Margin money requirement is 15% of project cost, which may be met in convergence with eligible central or state schemes; the borrower must bring at least 10%.

You must co-fund 10%. Work out the cash you need

Funder

Department of Financial Services, Ministry of Finance / SIDBI

public · national

Deadline: Open all year — Rolling via bank branches. The 2025 PIB note describes the scheme in the past tense and does not state a validity period or extension; confirm current availability with a bank branch or standupmitra.in.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

You fund 10% yourself.

Who can apply

Borrower must be SC/ST and/or a woman entrepreneur above 18 years of age. The enterprise must be GREENFIELD - the borrower's first venture in manufacturing, services, trading or allied agricultural activities. For non-individual entities, at least 51% shareholding and controlling stake must be held by an SC/ST and/or woman entrepreneur. Borrower must not be in default to any bank or financial institution.

How to apply

  1. Register on the Stand-Up India portal (standupmitra.in) and select handholding support if needed.
  2. The application is routed to a scheduled commercial bank branch.
  3. Bank appraises the greenfield project and sanctions the composite loan.
  4. Repayment over up to 7 years with a moratorium of up to 18 months.

What you will need

Related reading: How grant deadlines actually work · DPIIT recognition for Indian startups, explained

Apply on the funder's site

Source. https://www.pib.gov.in/PressReleasePage.aspx?PRID=2146820

"The Scheme provided loans of value between Rs. 10 lakh and Rs.1 Crore ... to at least one SC or ST borrower and one woman borrower per Bank branch for setting up a greenfield enterprise"

Last checked against the official page on 5 October 2026

Source: www.pib.gov.in

Report an error Something wrong or out of date? Tell us.

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Paid, separate from Unclaimed

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