SME Guarantee Fund – innovative startup section
Fondo di Garanzia per le PMI – sezione startup innovative
Open continuously
No deadline — apply whenever you are ready.
Public guarantee (not cash): direct guarantee 80% for investment loans and for start-ups, innovative start-ups, innovative SMEs and certain operation types; 50% for liquidity loans. Free/simplified access for innovative start-ups.
Mediocredito Centrale / MIMIT
public · national
Deadline: Open all year — No deadline; request through a bank or confidi.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Stage: pre-seed and seed
- Locally registered entity required
Applied for by the lending bank on the company's behalf, not directly by the startup.
Related reading: How grant deadlines actually work
Source. https://www.mimit.gov.it/it/incentivi/fondo-di-garanzia-per-le-pmi
"garanzia diretta e riassicurazione al 50% per operazioni di liquidità."
Last checked against the official page on 5 October 2026
Source: www.mimit.gov.it
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