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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Solidarity Honour Loan

Pret d'honneur Solidaire

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€8,000

Zero-rate personal honour loan of EUR 1,000 to EUR 8,000 to the founder, 1 to 5 years with 0 to 18 months deferral, no guarantee, no fees. Must be paired with a bank loan at least equal in amount and duration, and the founder must be supported by an operator (Initiative France, France Active or Adie).

Funder

Bpifrance

public · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

For French tax-resident individuals who created or took over a business less than 3 years ago and are, e.g., on unemployment benefit, long-term job seekers, RSA/ASS recipients, aged 18-29, in a priority neighbourhood (QPPV). Granted to the individual, not the company.

How to apply

  1. Apply via a partner network (Initiative France, Adie, Reseau Entreprendre)

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://bpifrance-creation.fr/encyclopedie/financements/financement-fonds-propres/pret-dhonneur-solidaire-ph-solidaire

"D'un montant compris entre 1 000 et 8 000 euros. ... Obtenir un prêt bancaire complémentaire d’un montant au moins égal et d’une durée de remboursement au moins équivalente."

Last checked against the official page on 5 October 2026

Source: bpifrance-creation.fr

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